Applying For a Credit Card with a Low Credit Score

These days lenders are operating on the VERY conservative side, credit card interest rates are higher and limits are lower. So even for those with good credit scores, it is difficult to obtain new lines of credit. But, what about consumers who need credit repair, are rebuilding credit or have no credit history? Websites like www.credit.com offer a comparative chart showing the myriad of options one has with pre-paid credit cards or credit cards to consumers with “less than perfect credit.” You can apply on line via the site, but beware of high annual fees and other caveats like “set up fees” and “monthly service fees.” With these options, you can start repair your credit score while establishing a history of good credit.